Built in and for the Philippines

Technology for the challenges that shape our future.

Keltera is an AI-native software–hardware company connecting technology, climate, nature, inequality, and policy to decisions about risk, resilience, and capital.

What we do

From typhoon to balance sheet.

Deterministic engines carry one asset from tropical-cyclone hazard through structural response to loss, retrofit, and risk financing. Every number traces to a source, or it ships marked NA.

Hazard engines K-WIND · K-BASIN · K-FLOW

Six pathways P1 typhoon wind, proven end to end

Wind and flood loads K-AERO computational fluid dynamics

Frame response K-FRAME finite element analysis

Depth–damage Hazard curve + building → loss

Downtime Business interruption, not just repair

Cost–benefit K-FIX retrofit, credited back through loss

Risk financing Retention capacity · parametric cover

Step 01 of 04. Model: Climate hazard. Typhoon wind and compound flood, resolved to the site.

Why the Philippines

Built here, because context matters.

The Philippines is where planetary challenges become daily reality—climate exposure, rapid urbanization, extraordinary natural wealth, constrained capital, and uneven access to opportunity. We build from this reality: helping Philippine organizations direct every peso of resilience investment where it can protect the most value—with relevance beyond our shores.

Observe local reality Connect disciplines Move into action

Evidence at local scale

Model the hazard where people, assets, operations, and capital are actually exposed.

Founding team

Built across disciplines.

Four practitioners across climate strategy, enterprise risk, agentic AI, and structural engineering—building technology grounded in science, operations, and local reality.

Bonar Laureto

Founder & CEO

Climate-risk strategist with more than 20 years of experience across 80+ organizations and 20+ sectors. He brings the domain playbook Keltera is turning into scalable technology.

Ma. Victoria Tan

Chief Finance Officer

Four decades building enterprise risk inside one of the Philippines’ largest conglomerates. She brings the discipline that turns a model into a company.